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Jody Scowcroft and Stars are some
of The Top Selling Real Estate Experts Find Out More > |
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 Meet Jody Scowcroft and Stars As a resident for the past four decades, I can attest to the Sierra's magnificence with an endless list of activities available in each season. I have built a reputation for client satisfaction, and I am devoted to making the transaction as smooth as possible. Finding the right home is only the beginning. No matter what your needs are, if "Selling or Buying" I am here for you! Always caring & committed to your real estate needs!! MISSION STATEMENT To Provide Professional, Reliable Service with Absolute Honesty, Integrity and Enthusiam. Always Caring and Committed to Your Real Estate Needs. RESUME 1966 Moved from Montreal, Canada, to Squaw Valley. X-Ray Technician for the Truckee-Tahoe Medical Group 1991 Received California Real Estate License 1991 Joined Golden West Realty which became Prudential California Realty 1993-1995 Education Committee Chair, Tahoe Sierra Board of Realtors 1994-2004 Director, Tahoe Sierra Board of Realtors 1999 Earned GRI (Graduate Realtor Institute) Certification 1999 Realtor of the Year, Tahoe Sierra Board of Realtors 2000 Relocated to Boice Countryside, Realtors® 2000 Earned CRS (Council of Residential Specialists) Certification 2002 President Elect, Tahoe Sierra Board of Realtors 2003 President, Tahoe Sierra Board of Realtors 2004 Immediate Past President, Tahoe Sierra Board of Realtors 2005 Member of Local Government Relations Committee 2006 Boice Countryside Realtors merged with Keller Williams Realty 2007 Member of the Keller Williams Boice ALC (Agent Leadership Council) 
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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Who is "Fannie Mae" and why is she a big name in real estate?
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"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders. |
See More Real Estate Trivia > |
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